local 194-6 Federal Credit Union local 194-6 Federal Credit Union local 194-6 Federal Credit Union
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local 194-6 Federal Credit Union

Local 194-6 Federal Credit Union
Effective October 1, 2008

Personal Loans: Maximum $5,000.00

REPAYMENT TERMS UP TO 48 MONTHS
ALL PERSONAL LOANS ARE CALCULATED ACCORDING TO
RISK BASED LENDING CALCULATIONS.
GOOD CREDIT HISTORY AND LENGTH OF SERVICE
WILL BE REWARDED.
RATES VARY FROM 8% TO 15%
YOUR LOAN WILL BE ISSUED FOR THE
LOWEST RATE THAT YOU QUALIFY FOR.

New Auto Loans Have Increased From $25,000.00 to $30,000.00
(with Board Approval)

$25,000.00 for 60 Months/9.90%/$533.00
$25,000.00 for 48 Months/8.90%/$624.00
$25,000.00 for 36 Months/7.90%/$786.00

$30,000.00 for 60 Months/9.90%/$636.00
$30,000.00 for 48 Months/8.90%/$745.00
$30,000.00 for 36 Months/7.90%/$939.00

Used Auto Loans

2008 & 2007 Maximum $18,000.00

36 Months/11.00%/$590.00
48 Months/11.50%/$470.00

2006 & 2005 Maximum $15,000.00

36 Months/11.00%/$490.00
48 Months/11.50%/$390.00

2004 Maximum $12,000.00

36 Months/11.00%/$395.00
48 Months/11.50%/$313.00

All of These Loans are Subject to Approval and Qualification

These Figures are Without Disability or Life Insurance and are Approximate